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Once a suitable rental has been identified, prospective tenants will need to undergo a rental application process. This typically requires providing proof of income, consent to a background check, and references. Many Indiana landlords also require a rental application fee.
Landlords typically look for a credit score of 620 or higher. A higher credit score may increase your chances of getting approved and may result in better rental terms. Other factors like income, rental history, and employment stability also play a role in the approval process.
Unlike some other states, Indiana does not have any statewide restrictions on how much a landlord can raise the rent. Landlords have free rein to raise rents to market rates when a lease term ends or with proper notice during a monthly tenancy.
Renters make up a much larger share of households in California (44%) than in the rest of the US (35%)—or in any state other than New York (46%), according to the US Census. This pattern predates the current surge in housing prices and has proved remarkably consistent over the last six decades.
California was the state with the highest share of renter households in the United States in 2022. About 30 percent of the households lived in rental accommodation in that year.
The following data are the most current income statistics for Indiana from the US Census Bureau, are in 2022 inflation adjusted dollars and are from the American Community Survey 2022 5-year estimates. Median Household Income: $67,173. Average Household Income: $88,805.
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In Indiana, landlords are generally not required to obtain a license statewide. However, some cities and counties have their own licensing requirements. For example, landlords in Indianapolis must obtain a landlord registration and inspection program permit.
An Indiana resident is an individual that maintains a legal residence in the state for the entire year. If you live in Indiana only part of the year but maintain a home full year, keep your Indiana driver's license and/or keep your Indiana voting rights, you are considered a resident.
Credit Score Requirement: To secure better interest rates, aim for a credit score of 670 or higher. The average credit score required in Indiana is 704. Down Payment and Closing Cost Requirement: Allocate 20% of the home's sale price towards a down payment, and budget 2% to 5% for closing costs.
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